You have expenses: How does submitting work when you have a spouse? So you’ve got questions when it comes to submitting expenses when you have a spouse? That is completely normal! Many of our customers ask questions along these lines every day. Let’s go over the most common ones to help you when it is time to submit an expense for reimbursement.
Our insurance policy is in my spouse’s name? What do I do?
This is one of the most common questions we get. It is 100% okay if the policy is in your spouse’s name. It will not have a negative impact on getting your insurance premium verified as long as it is an eligible policy. Just submit it as you would any other premium expense.
Fun fact: You do not have to submit an expense each month for your insurance premium. However, you do need to log into your PeopleKeep account and attest that you have insurance coverage each month.
Can you get reimbursed for your dependent's individual policy if you don't have an individual plan yourself?
No, you need to have a qualifying individual plan to participate in ICHRA.
Can I use my allowance to get reimbursed for my family, spouse, or tax dependent’s eligible expenses?
Yes! Your reimbursement benefit allows you to be reimbursed for expenses that you, your spouse, your children, or any tax dependent incur throughout the year.
Who can be considered my spouse and dependent?
In order for someone to be considered yourspouse, you will need to either be legally married or you both file jointly on your federal taxes. In order for someone to be considered yourdependent, you will need to claim them on your taxes for that year.
Hopefully this information helps but if you ever have any questions do not ever hesitate to reach out!